Adding significant value through our expert knowledge of the market...
Pensions & Retirement Planning
We provide retirement advice to private individuals as part of their comprehensive financial planning. Our experience has shown that we can add significant value through our knowledge of the market.
The value of pensions and the income they produce can fall as well as rise, you may get back less than you invested.
The FCA do not regulate auto enrolment and tax planning.
Our Retirement planning strategies include:
- Annuities
- Group Pensions
- Personal Pensions
- Pre-retirement planning
- Post-retirement planning
- Small Self Administered Scheme (SSAS)
- Self Invested Personal Pension (SIPP)
- Stakeholder Pensions
- Auto Enrolment
Significant changes to Pension Rules have taken place and we are fully conversant with these. You may benefit by getting us to look at your existing arrangements to ensure they are suitable for you now that these changes have taken effect.
It is also important to realise that choice of investment for your pension funds is crucial to the performance and ultimately affects what you get back at retirement.
When benefits are to be taken there is a variety of choices. For example, you are no longer forced to draw a set income at retirement. This therefore provides considerable scope to plan more effectively when thinking about Inheritance Tax and Capital Gains Tax, as well as deferral of Income Tax.
Feels great to be open again😃 and so lovely to be back in St Marychurch precinct with all our fellow traders.
The office is open
10:00 am - 2 pm
Monday to Friday
Paul the Adviser is also available anytime Monday to Saturday for appointments via telephone, zoom or by appointment in the office.
All initial meetings are free.
☎️ Paul 07891 614559
Weekly comment from Quilter Cheviot - Future of Flight
For those clients who wish to read a quick article written by some of Quilter Cheviot strategist and researchers.
quiltercheviot.com
Investors were surprised on Friday by strong US jobs figures, although the unemployment rate remains very high overall. With markets potentially looking at a faster return from lockdown than previously reckoned, where does this leave investors? Join Chris Beckett, David Henry and Ernst Knacke to fin...
The hunt for yield in the new normal
Over the last decade the hunt for yield has been a consistent theme for markets, driven predominantly by the ultra-low policy rates we have seen in almost all developed economies. However, the consequences of the global coronavirus pandemic that took hold in early 2020 has created new challenges for income investors.
Diversification and flexibility are key when seeking income in this challenging environment The coronavirus pandemic has led to a number of companies cutting or suspending their dividends Investors should look beyond traditional income sources
Read more in the Quilter article attached 📰
www.quilter.com/siteassets/quilter/documents/220-0805-the-hunt-for-yield-in-the-new-normal.pdf
Brexit: Where are we now?
With less than a month to go until the UK has to formally decide whether or not to extend the Brexit transition period past 31 December 2020, Quilter takes a look at where Brexit currently stands and the impact the coronavirus crisis has had on negotiations.
www.quilter.com/siteassets/quilter/about-us/coronavirus/latest-from-our-experts/brexit-where-are-...
Guide to Retirement Brochure
Download our Guide to Retirement brochure
(Adobe PDF)
Guide to Our Services Brochure
Download our Guide to Our Services brochure
(Adobe PDF)
