Retirement advice...

Adding significant value through our expert knowledge of the market...

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Pensions & Retirement Planning

We provide retirement advice to private individuals as part of their comprehensive financial planning. Our experience has shown that we can add significant value through our knowledge of the market.

The value of pensions and the income they produce can fall as well as rise, you may get back less than you invested.

The FCA do not regulate auto enrolment and tax planning.

Our Retirement planning strategies include:

  • Annuities
  • Group Pensions
  • Personal Pensions
  • Pre-retirement planning
  • Post-retirement planning
  • Small Self Administered Scheme (SSAS)
  • Self Invested Personal Pension (SIPP)
  • Stakeholder Pensions
  • Auto Enrolment

Significant changes to Pension Rules have taken place and we are fully conversant with these. You may benefit by getting us to look at your existing arrangements to ensure they are suitable for you now that these changes have taken effect.

It is also important to realise that choice of investment for your pension funds is crucial to the performance and ultimately affects what you get back at retirement.

When benefits are to be taken there is a variety of choices. For example, you are no longer forced to draw a set income at retirement. This therefore provides considerable scope to plan more effectively when thinking about Inheritance Tax and Capital Gains Tax, as well as deferral of Income Tax.

Very happy to donate some money to the Babbacombe Bay Bloomers.

They are a wonderful group of volunteers who keep St Marychurch and Babbacombe filled with wonderful flowers. Keep the planters fed and watered and dig, prune and tidy-up the beds.
Thank you for all your hard work.
If you are local and fancy donating some money or time please get in touch with them on Facebook.

BABBACOMBE BAY BLOOMERS

#babbacombestyle
#babbacombebaybloomers
#stmarychurchprecinct
#swbest
#torbayfinancialservices
#keepingitlocal
#volunteers
#helpinghand
...

Very happy to donate some money to the Babbacombe Bay Bloomers.

They are a wonderful group of volunteers who keep St Marychurch and Babbacombe filled with wonderful flowers. Keep the planters fed and watered and dig, prune and tidy-up the beds.
Thank you for all your hard work.
If you are local and fancy donating some money or time please get in touch with them on Facebook.

BABBACOMBE BAY BLOOMERS

#babbacombestyle
#babbacombebaybloomers
#stmarychurchprecinct
#swbest
#torbayfinancialservices
#keepingitlocal
#volunteers
#helpinghand

We were so proud to sponsor the U14 girls cup final last night. Congratulations to Plymouth Aspire.
What a fantastic game - such talent and totally professional. We could see great team work and quite a few to become the next generation of England Squad hopefuls.
Well done everyone 👍 👏
#torbayfinancialservices
#plymouthaspireyouth
#plymouth_aspire_girls_fc
#crediton_girls_u14s
#creditonyouth
#devonfa
#cupwinners
#professional
#teamwork
#englandsquad
...

1 week ago

Torbay Financial Services

Can we say just how proud we were to sponsor this match. The girls were amazing and totally professional. It was a cracking game with real talent and team work. Brilliant - well done everyone 👍 👏💯💪⚽🏆Crediton Youth 1-3 Plymouth Aspire Youth ...

2 weeks ago

Torbay Financial Services

It's going to be a great night for footie tonight - really looking forward to a brilliant match. ⚽️⚽️⚽️⚽️⚽️⚽️⚽️⚽️⚽️⚽️⚽️

We shall be keeping an eye on player of the match 🧐TONIGHT AT COACH ROAD ⚽💙

Crediton Youth 🆚 Plymouth Aspire Youth

Tuesday 14th May 📅

Torbay Financial Services Devon Under 14 Girls Cup FInal 🏆

Kick-Off - 7:15pm ⚽️
...

Its going to be a great night for footie tonight - really looking forward to a brilliant match. ⚽️⚽️⚽️⚽️⚽️⚽️⚽️⚽️⚽️⚽️⚽️

We shall be keeping an eye on player of the match 🧐

Tonight we are honoured to Sponsor the Torbay Financial Services Devon Under 14 Girls Cup Final.
Coach Road hosts the final as Crediton Youth take on Plymouth Aspire Youth.
19.15 kick off.

#torbayfinancialservices
#under14girlscupfinal
#crediton_girls_u14s
#plymouth_aspire_girls_fc
#devonfa
#nextgeneration
...

Tonight we are honoured to Sponsor the Torbay Financial Services Devon Under 14 Girls Cup Final.
Coach Road hosts the final as Crediton Youth take on Plymouth Aspire Youth.
19.15 kick off.

#torbayfinancialservices
#under14girlscupfinal
#crediton_girls_u14s
#plymouth_aspire_girls_fc
#devonfa
#nextgeneration
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Guide to Retirement Brochure

Download our Guide to Retirement brochure
(Adobe PDF)

Guide to Our Services Brochure

Download our Guide to Our Services brochure
(Adobe PDF)

66 Fore Street
St Marychurch, Torquay
Devon TQ1 4LX

e: PaulGinley@thinkpositive.co.uk
t: 01803 411460   m: 07891 614559

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