Adding significant value through our expert knowledge of the market...
Pensions & Retirement Planning
We provide retirement advice to private individuals as part of their comprehensive financial planning. Our experience has shown that we can add significant value through our knowledge of the market.
The value of pensions and the income they produce can fall as well as rise, you may get back less than you invested.
The FCA do not regulate auto enrolment and tax planning.
Significant changes to Pension Rules have taken place and we are fully conversant with these. You may benefit by getting us to look at your existing arrangements to ensure they are suitable for you now that these changes have taken effect.
It is also important to realise that choice of investment for your pension funds is crucial to the performance and ultimately affects what you get back at retirement.
When benefits are to be taken there is a variety of choices. For example, you are no longer forced to draw a set income at retirement. This therefore provides considerable scope to plan more effectively when thinking about Inheritance Tax and Capital Gains Tax, as well as deferral of Income Tax.