Retirement advice...

Adding significant value through our expert knowledge of the market...

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Pensions & Retirement Planning

We provide retirement advice to private individuals as part of their comprehensive financial planning. Our experience has shown that we can add significant value through our knowledge of the market.

The value of pensions and the income they produce can fall as well as rise, you may get back less than you invested.

The FCA do not regulate auto enrolment and tax planning.

Our Retirement planning strategies include:

  • Annuities
  • Group Pensions
  • Personal Pensions
  • Pre-retirement planning
  • Post-retirement planning
  • Small Self Administered Scheme (SSAS)
  • Self Invested Personal Pension (SIPP)
  • Stakeholder Pensions
  • Auto Enrolment

Significant changes to Pension Rules have taken place and we are fully conversant with these. You may benefit by getting us to look at your existing arrangements to ensure they are suitable for you now that these changes have taken effect.

It is also important to realise that choice of investment for your pension funds is crucial to the performance and ultimately affects what you get back at retirement.

When benefits are to be taken there is a variety of choices. For example, you are no longer forced to draw a set income at retirement. This therefore provides considerable scope to plan more effectively when thinking about Inheritance Tax and Capital Gains Tax, as well as deferral of Income Tax.

Our Facebook page is brimming with information, facts and blurb about us as a local family run business 🙂

Please log on, like and share....what else is there to do on a wet and windy lunch hour??? ⛈🌬☔
...

Our Facebook page is brimming with information, facts and blurb about us as a local family run business 🙂 

Please log on, like and share....what else is there to do on a wet and windy lunch hour??? ⛈🌬☔

BETWEEN THE LINES week 2

In this week's edition you will find articles and graphics including:

📌Something in the air
📌Supermarket sweep
📌On a (sausage) roll: Greggs
📌Electric dreams
📌Alphabet turns over a new Page
📌No time to die?: Aston Martin
...and more.

www.quilterinvestors.com/Documents/Literature/corporate/btl/Between-the-Lines-Week-2.pdf
...

BETWEEN THE LINES week 2

In this weeks edition you will find articles and graphics including:

📌Something in the air
📌Supermarket sweep
📌On a (sausage) roll: Greggs
📌Electric dreams
📌Alphabet turns over a new Page
📌No time to die?: Aston Martin
...and more.

https://www.quilterinvestors.com/Documents/Literature/corporate/btl/Between-the-Lines-Week-2.pdf

1 week ago

Torbay Financial Services

Received a lovely Thank You card from Rob @sSHOT BY ROB and the committee from The Rainbow Ball The Rainbow Ball
We were more than happy to help sponsor and attend the Ball agian this year. What a wonderful night.

A spectaculor £20,065 was raised for Rowcroft and The Elton John Aids Foundation.
...

Understanding your needs & requirements 🤷‍♂️🤷‍♀️

Investing in what is best suited to you means we need to understand more about you. For instance, what you are investing for? Do you have a goal in mind? What is your investment experience?

We will take you through a fact find where we ask about your current financial situation, your investment goals and your objectives. We will also ask about your feelings concerning your investment. How you feel about risk, and your expectations, are important parts of getting the right investment for you.

We will consider your tax position to check that you are using any appropriate tax relief and allowance entitlements.

#torbayfinancialservices
#gettingtoknowyou
#question
#factfind
#investments
#expectations
#tax
...

Understanding your needs & requirements 🤷‍♂️🤷‍♀️

Investing in what is best suited to you means we need to understand more about you. For instance, what you are investing for? Do you have a goal in mind? What is your investment experience? 

We will take you through a fact find where we ask about your current financial situation, your investment goals and your objectives. We will also ask about your feelings concerning your investment. How you feel about risk, and your expectations, are important parts of getting the right investment for you. 

We will consider your tax position to check that you are using any appropriate tax relief and allowance entitlements. 

#torbayfinancialservices 
#gettingtoknowyou
#question
#factfind
#investments 
#expectations
#tax

What does investing mean?

Simply put, investing is the process of putting aside money which we don't need to spend now, so that we have more to spend in the future.

What we all aim for is achieving a good return on that money.

#torbayfinancialservices
#saving
#nevertooyoung
#nevertooold
#youngmoneyblog
#futureplans
#itsuptoyou
#pensions
#investments
...

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Guide to Retirement Brochure

Download our Guide to Retirement brochure
(Adobe PDF)

Guide to Our Services Brochure

Download our Guide to Our Services brochure
(Adobe PDF)

66 Fore Street
St Marychurch, Torquay
Devon TQ1 4LX

e: paul@torbayfinancialservices.co.uk
t: 01803 411460   m: 07891 614559

By clicking on links from this site you are departing from the regulatory site of Torbay Financial Services.

Neither Torbay Financial Services nor Positive Solutions (Financial Services) Limited is responsible for the accuracy of the information contained within the linked site.

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