Adding significant value through our expert knowledge of the market...
Pensions & Retirement Planning
We provide retirement advice to private individuals as part of their comprehensive financial planning. Our experience has shown that we can add significant value through our knowledge of the market.
The value of pensions and the income they produce can fall as well as rise, you may get back less than you invested.
The Financial Conduct Authority do not regulate auto enrolment and tax planning.
Our Retirement planning strategies include:
- Annuities
- Group Pensions
- Personal Pensions
- Pre-retirement planning
- Post-retirement planning
- Small Self Administered Scheme (SSAS)
- Self Invested Personal Pension (SIPP)
- Stakeholder Pensions
- Auto Enrolment
Significant changes to Pension Rules have taken place and we are fully conversant with these. You may benefit by getting us to look at your existing arrangements to ensure they are suitable for you now that these changes have taken effect.
It is also important to realise that choice of investment for your pension funds is crucial to the performance and ultimately affects what you get back at retirement.
When benefits are to be taken there is a variety of choices. For example, you are no longer forced to draw a set income at retirement. This therefore provides considerable scope to plan more effectively when thinking about Inheritance Tax and Capital Gains Tax, as well as deferral of Income Tax.
As we start to emerge from lockdown and restrictions begin to ease from today, Monday 12th April, the team from Torbay Financial Services would like to wish the whole of the incredible small business community and those reopening the best of luck and a safe journey back to recovery.
#reopening
#welcome
#keepingitlocal
#babbacombestyle
#lockdowneasing
#april12th
#mondaythoughts
#stmarychurchprecinct
#torquay
#torbayboost
#swbest
#babbacombe
See you in the morning!
The office has been repainted, cleaned and new plants bought 🪴 all we need now is to say 'hello and welcome back'
#reopening
#welcome
#morning
#goodtobeback
#keepingitlocal
#stmarychurchprecinct
#stmarychurchlive
#april
#babbacombestyle
#torbay
#torbaycouncil
#torbayboost
#planning
Happy Retirement? 😊
Please click on the link to read 7 retirement questions we can help you with.... or see our website details in the bio.
1. When can I afford to retire?
2. How much income will I need in retirement?
3. What assets should I draw down first?
4. How should I invest?
5. What additional risks will I face?
6. How often should I review my plans?
7. What are my other financial planning needs?
extranet.quilterfp.co.uk/downloads/library/MKT---0376---Seven-Retirement-Questions-QFP---0421.pdf
#retirement
#planning
#questions
#answers
#financialadvice
#stmarychurchprecinct
#localbusiness
#keepingitlocal
#quilter
#invest
#swbest
#torbayboost
Guide to Retirement Brochure
Download our Guide to Retirement brochure
(Adobe PDF)
Guide to Our Services Brochure
Download our Guide to Our Services brochure
(Adobe PDF)
