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Contact Us

For more information, advice or to get in touch please use our contact form below or the phone or email details on this page.

The information and content within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Torbay Financial Services
66 Fore Street
St Marychurch, Torquay
Devon TQ1 4LX


Paul Ginley

e: paul@torbayfinancialservices.co.uk
t: 01803 411460
m: 07891 614559


Jacqui Ginley – Office Manager

e: jacqui@torbayfinancialservices.co.uk
t: 01803 411460
m: 07538 457348

😀 Very Happy

Another fantastic testimonial from a private client.

If you have several pension pots with little return and high costs give us a call and we can make your money work smarter.
...

😀 Very Happy

Another fantastic testimonial from a private client.

If you have several pension pots with little return and high costs give us a call and we can make your money work smarter.

6 days ago

Torbay Financial Services

Beginning, middle and end 🏅

Paul & Jacqui completed the City to Sea Torbay Holiday Helpers Network charity marathon.

An amazing day literally full of ups and downs 🏃⛰️🌅 but we got there in the end.

Thank you to all the marshals, event coordinators and superb makers of tea and cake. We appreciate all your kindness.

#torbayfinancialservices
#thhncitytosea
#citytosea
#torbayholidayhelpersnetwork
#charity
#keepingitlocal
...

WANT TO TAKE MONEY FROM YOUR PENSION SOON?

PART 3

Can I take money from my pension if I’m still working?

With some pension plans you can access your money as and when you need it to ease yourself into retirement. This can include using it to top up your salary while you are still working.

If you are planning to take money and keep saving into your pension tax efficiently, there are extra things to think about.

Find out more from Paul the Adviser.

Pensions are also about meeting your long-term needs, so if your current pension isn’t offering what you want for your retirement goals, you might want to consider moving your pension savings to another pension plan or provider.

If you would be giving up any valuable guarantees or benefits on your current plan, for example a Guaranteed Annuity Rate, this may not be the right thing to do.

So take advice before you take any action.

☎️ Paul 07891 614559

💻 paul@torbayfinancialservices.co.uk
...

WANT TO TAKE MONEY FROM YOUR PENSION SOON?

PART 3 

Can I take money from my pension if I’m still working?

With some pension plans you can access your money as and when you need it to ease yourself into retirement. This can include using it to top up your salary while you are still working.

If you are planning to take money and keep saving into your pension tax efficiently, there are extra things to think about. 

Find out more from Paul the Adviser.

Pensions are also about meeting your long-term needs, so if your current pension isn’t offering what you want for your retirement goals, you might want to consider moving your pension savings to another pension plan or provider.

If you would be giving up any valuable guarantees or benefits on your current plan, for example a Guaranteed Annuity Rate, this may not be the right thing to do. 

So take advice before you take any action.

☎️ Paul 07891 614559

💻 paul@torbayfinancialservices.co.uk
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If you are unhappy with our service

If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us:

Intrinsic Complaints Department
Riverside House
The Waterfront
Newcastle upon Tyne
NE15 8NY

Email: complaints@intrinsicfs.com
Tel: 0191 241 0700

You can find more information by visiting the Intrinsic Financial Services website:
intrinsicfs.com

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service:
(financial-ombudsman.org.uk)

66 Fore Street
St Marychurch, Torquay
Devon TQ1 4LX

e: paul@torbayfinancialservices.co.uk
t: 01803 411460   m: 07891 614559

By clicking on links from this site you are departing from the regulatory site of Torbay Financial Services.

Neither Torbay Financial Services nor Positive Solutions (Financial Services) Limited is responsible for the accuracy of the information contained within the linked site.

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