Retirement advice...

Adding significant value through our expert knowledge of the market...

Strategic investment planning

Constructing investment plans to meet our clients’ objectives...

Insurance: Personal, family & business

A cost effective way to manage and protect against risk...


Key protection against the risk of financial consequences to your business

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About Us

Here at Torbay Financial Services our senior financial adviser has been providing bespoke financial advice for 20 years. We are a local, family run business. Our aim is to fully understand your short and long term financial aspirations. To do this we offer a free, initial face to face meeting.

As well as usual office hours we offer evening or weekend appointments to suit your personal circumstances.

The value of pensions and investments can fall as well as rise, you may get back less than you invested.

It is our firm belief that clients obtaining qualified advice from registered Financial advisors are accepting responsibility for the financial futures of themselves and their families and their business.

Every client has different requirements and as part of our role as financial planners, we take on equal responsibility in meeting those requirements. As part of those responsibilities, we always ensure that the advice we give is up-to-date, pertinent and adaptable to any changes in the future.

By developing an individual understanding of your own position, we are able to develop short-term, medium-term and long-term strategies to protect your financial future and develop any assets you may have.

What our clients expect of us is an objective, professional and efficient service that is delivered with a personal touch. We believe that the key to successful advice is creating a trusting relationship with our clients so that we can provide financial advice that is altogether individual.

Paul Ginley DipPFS – Financial Advisor

Paul has been providing clients with bespoke financial advice for the last 17 years. Paul started his career with Midland Bank in 1988 and working throughout with HSBC until 2011. Paul was the founding member of Torbay Financial Services in 2011. He has been dedicated to giving highly individual advice that is entirely focused on his clients’ specific circumstances and needs. By always ensuring he is aware of the ever-changing developments within the financial services industry he has been able to offer the most suitable products combined with tailored advice to his clients.

Jacqui Ginley – Office Manager

Jacqui has been married to Paul, the Advisor, for 28 years and has been a pivotal role and support behind the scenes for many years. In 2017 Jacqui became the full time Office Manager for Torbay Financial Services. Jacqui ensures the smooth running of the office and manages the enquiries that come through the St.Marychurch office. She coordinates meetings and helps manage the Advisors diary. Jacqui also run’s the networking and communication’s side of the business, which includes, advertising, social media, image consultancy, charity support and volunteering. Overviewing any upcoming events and business contacts. Jacqui is also an active member of the St.Marychurch Traders Association.

Guide to Our Services Brochure

Download our Guide to Our Services brochure
(Adobe PDF)

About Our Ongoing Services Brochure

Download our About Our Ongoing Servcies brochure
(Adobe PDF)

66 Fore Street
St Marychurch, Torquay
Devon TQ1 4LX

t: 01803 411460   m: 07891 614559

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