Adding significant value through our expert knowledge of the market...
Constructing investment plans to meet our clients’ objectives...
A cost effective way to manage and protect against risk...
Key protection against the risk of financial consequences to your business
Welcome to Torbay Financial Services
We are passionate about helping people organise their financial affairs to achieve the best possible outcomes, distributing their income and savings in the most efficient way so that their financial goals are met while allowing them to get on with living!
The value of pensions and investments can fall as well as rise, you may get back less than you invested.
Retirement
At Torbay Financial Services, we construct investment plans to meet our clients’ objectives and agreed appetite for risk.
We provide retirement advice to private individuals as part of their comprehensive financial planning. Our experience has shown that we can add significant value through our knowledge of the market.
This section covers our investment planning strategies.
Investments
We construct investment plans to meet our clients’ objectives and agreed appetite for risk.
Business
We can help you in determining how a business will afford to achieve its strategic goals and objectives.
Protection
Personal, family & business insurance explained clearly and concisely so that you can make informed choices.
Based in TORBAY, our mission is to help our clients make more of their financial planning, by providing first rate advice in the areas of investments, pensions, wealth management, mortgage finance, insurance, protection and tax.
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We firmly believe in empowering our clients so that they not only understand and are comfortable with the plans we set up, but really engage and interact with the planning process to get as much out of our service as possible. We always do everything we can to ensure our advice is straightforward and exceeds expectations.
*The value of pension and investments can fall as well as rise. You may get back less than you invested.
*The Financial Conduct Authority do not regulate tax planning and auto enrolment
Our clients see us as the first port of call whenever they have a money related question or query. If we are unable to advise directly, then we have an established network of professionals in accountancy and law whom we are able to bring in to complement our proposition.
As the UK and European Union teeter on the edge of a ‘no-deal’ Brexit caused by an ongoing game of political brinkmanship, what does this actually mean for investors?
Brexit: Keeping calm in uncertain times | There for you
thereforyou.quilter.com
As the UK and European Union teeter on the edge of a ‘no-deal’ Brexit caused by an ongoing game of political brinkmanship, what does this actually mean for investors?Proud to be part of Quilter Financial Planning
FT Adviser
Top 💯 Financial Advisers
Ranked No1 2020 & 2019
2nd year in a row 🥇🥇
Proud to be part of Quilter Financial Planning 😀
FT Adviser
Top 💯 Financial Advisers
Ranked No1 2020 & 2019
2nd year in a row 🥇🥇
#winner
#quilter
#financialplanning
#no1
#keepingitlocal
#thebest
#pensions
#stmarychurchprecinct
😃 Proud to be part of Quilter Financial Planning...
FT Adviser 2020 & 2019
Top 100 Financial Advisers for the 2nd year running 🥇
#financialplanning
#financialgoals
#quilter
#winner
#keepingitlocal
#stmarychurchprecinct
Tax and taking your pension savings – what you can do and what's changing
It's important to make the right choices when you take money from your pension savings. Standard Life have a great piece of work here outlining your options, give some tips on being tax savvy and bring you up to speed on the rules and changes you might have missed.
Speak to Paul our adviser regarding these updates or any other pension questions you may have.
☎ Paul - 07891 614559💻 paul@torbayfinancialservices.co.uk
Be tax savvy when taking your pension savings | Standard Life
standardlife.co.uk
The age at which most people can access their pension plans is set to change. These tax tips can help you make the most of your pension savings.
Guide to Our Services Brochure
Download our Guide to Our Services brochure
(Adobe PDF)
About Our Ongoing Services Brochure
Download our About Our Ongoing Servcies brochure
(Adobe PDF)
