Adding significant value through our expert knowledge of the market...
Constructing investment plans to meet our clients’ objectives...
A cost effective way to manage and protect against risk...
Key protection against the risk of financial consequences to your business
Welcome to Torbay Financial Services
We are passionate about helping people organise their financial affairs to achieve the best possible outcomes, distributing their income and savings in the most efficient way so that their financial goals are met while allowing them to get on with living!
The value of pensions and investments can fall as well as rise, you may get back less than you invested.
Retirement
At Torbay Financial Services, we construct investment plans to meet our clients’ objectives and agreed appetite for risk.
We provide retirement advice to private individuals as part of their comprehensive financial planning. Our experience has shown that we can add significant value through our knowledge of the market.
This section covers our investment planning strategies.
Investments
We construct investment plans to meet our clients’ objectives and agreed appetite for risk.
Business
We can help you in determining how a business will afford to achieve its strategic goals and objectives.
Protection
Personal, family & business insurance explained clearly and concisely so that you can make informed choices.
Based in TORBAY, our mission is to help our clients make more of their financial planning, by providing first rate advice in the areas of investments, pensions, wealth management, mortgage finance, insurance, protection and tax.
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We firmly believe in empowering our clients so that they not only understand and are comfortable with the plans we set up, but really engage and interact with the planning process to get as much out of our service as possible. We always do everything we can to ensure our advice is straightforward and exceeds expectations.
*The value of pension and investments can fall as well as rise. You may get back less than you invested.
*The FCA do not regulate tax planning and auto enrolment
Our clients see us as the first port of call whenever they have a money related question or query. If we are unable to advise directly, then we have an established network of professionals in accountancy and law whom we are able to bring in to complement our proposition.
Feels great to be open again😃 and so lovely to be back in St Marychurch precinct with all our fellow traders.
The office is open
10:00 am - 2 pm
Monday to Friday
Paul the Adviser is also available anytime Monday to Saturday for appointments via telephone, zoom or by appointment in the office.
All initial meetings are free.
☎️ Paul 07891 614559
Weekly comment from Quilter Cheviot - Future of Flight
For those clients who wish to read a quick article written by some of Quilter Cheviot strategist and researchers.
quiltercheviot.com
Investors were surprised on Friday by strong US jobs figures, although the unemployment rate remains very high overall. With markets potentially looking at a faster return from lockdown than previously reckoned, where does this leave investors? Join Chris Beckett, David Henry and Ernst Knacke to fin...
The hunt for yield in the new normal
Over the last decade the hunt for yield has been a consistent theme for markets, driven predominantly by the ultra-low policy rates we have seen in almost all developed economies. However, the consequences of the global coronavirus pandemic that took hold in early 2020 has created new challenges for income investors.
Diversification and flexibility are key when seeking income in this challenging environment The coronavirus pandemic has led to a number of companies cutting or suspending their dividends Investors should look beyond traditional income sources
Read more in the Quilter article attached 📰
www.quilter.com/siteassets/quilter/documents/220-0805-the-hunt-for-yield-in-the-new-normal.pdf
Brexit: Where are we now?
With less than a month to go until the UK has to formally decide whether or not to extend the Brexit transition period past 31 December 2020, Quilter takes a look at where Brexit currently stands and the impact the coronavirus crisis has had on negotiations.
www.quilter.com/siteassets/quilter/about-us/coronavirus/latest-from-our-experts/brexit-where-are-...
Guide to Our Services Brochure
Download our Guide to Our Services brochure
(Adobe PDF)
About Our Ongoing Services Brochure
Download our About Our Ongoing Servcies brochure
(Adobe PDF)
